Every American Express Platinum Card benefit, explained

The Platinum Card carries a $895 annual fee and roughly $3014 per year in benefits — but only if you actually use them. 10 of them require enrollment before they work.

BenefitValueResetsEnrollment
Hotel Credit$300 ×2/yrTwice a yearAutomatic
Resy Dining Credit$100QuarterlyRequired
Digital Entertainment Credit$25/moMonthlyRequired
Lululemon Credit$75QuarterlyRequired
Equinox Credit$300/yrYearlyRequired
CLEAR Plus Credit$209/yrYearlyRequired
Uber Cash$15/moMonthlyRequired
Airline Fee Credit$200/yrYearlyRequired
Oura Ring Credit$200/yrYearlyRequired
Walmart+ Membership$12.95/moMonthlyRequired
Uber One Credit$10/moMonthlyRequired
Global Entry/TSA PreCheck Credit$120Every 4 yearsAutomatic
Centurion Lounge AccessYearlyAutomatic

Hotel Credit

~$600/yr

$300 semi-annual ($600/year) for prepaid Fine Hotels + Resorts or Hotel Collection bookings.

Resy Dining Credit

~$400/yr

$100/quarter ($400/year) for dining at Resy restaurants.

Enrollment required: Enroll at americanexpress.com/benefits to activate Resy dining credits.

Digital Entertainment Credit

~$300/yr

$25/month in statement credits for eligible streaming services ($300/year).

Enrollment required: Enroll at americanexpress.com/benefits. Eligible services: Disney+ Bundle, Hulu, YouTube TV, ESPN+, Peacock, and more.

Lululemon Credit

~$300/yr

$75/quarter ($300/year) for Lululemon purchases (outlets excluded).

Enrollment required: Enroll at americanexpress.com/benefits before purchasing at Lululemon.

Equinox Credit

~$300/yr

Up to $300 per calendar year toward Equinox club memberships or an Equinox+ subscription.

Enrollment required: Enroll at platinum.equinox.com and pay with your enrolled Platinum Card.

CLEAR Plus Credit

~$209/yr

Up to $209/year statement credit for CLEAR Plus membership.

Enrollment required: Sign up for CLEAR Plus at clearme.com and use your enrolled Platinum Card as the payment method.

Uber Cash

~$200/yr

$15/month in Uber Cash plus bonus $20 in December ($200/year total).

Enrollment required: Add your Platinum Card to your Uber account to receive monthly Uber Cash.

Airline Fee Credit

~$200/yr

Up to $200 per year in incidental fees on your selected airline.

Enrollment required: Select your preferred airline at americanexpress.com/airlinechoice. Selection must be made by January 31st and cannot be changed during the year.

Oura Ring Credit

~$200/yr

Up to $200 per calendar year toward Oura Ring purchases at ouraring.com.

Enrollment required: Enroll at americanexpress.com/benefits, then purchase directly at ouraring.com.

Walmart+ Membership

~$155/yr

Complimentary Walmart+ membership ($12.95/month value, ~$155/year).

Enrollment required: Enroll at walmart.com/plus/amex to link your Amex Platinum card and activate the complimentary membership.

Uber One Credit

~$120/yr

Up to $120/year in statement credits for Uber One membership ($10/month).

Enrollment required: Select your Platinum Card as payment for Uber One membership.

Global Entry/TSA PreCheck Credit

~$30/yr

Up to $120 credit for Global Entry (or $85 for TSA PreCheck), once every 4 years.

Centurion Lounge Access

Complimentary access to American Express Centurion Lounges worldwide.

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Benefit values and terms are set by American Express and can change at any time; verify details with the issuer before making decisions. Stacked Cards is not affiliated with American Express.