Every Chase United Explorer benefit, explained

The United Explorer carries a $150 annual fee and roughly $560 per year in benefits — but only if you actually use them. 2 of them require enrollment before they work.

BenefitValueResetsEnrollment
Instacart Credit$10/moMonthlyRequired
United Hotels Credit$100/yrYearlyAutomatic
JSX Flight Credit$100/yrYearlyAutomatic
United Travel Credit$100/yrYearlyAutomatic
Rideshare Credit$5/moMonthlyRequired
Avis/Budget Credit$50/yrYearlyAutomatic
Global Entry/TSA PreCheck/NEXUS$120Every 4 yearsAutomatic
United Club PassesYearlyAutomatic
Free First Checked BagYearlyAutomatic

Instacart Credit

~$120/yr

Up to $10/month in statement credits on Instacart ($120/year, through 12/31/27). Includes 3 months of Instacart+.

Enrollment required: Link your United Explorer card to Instacart and activate the Instacart+ offer.

United Hotels Credit

~$100/yr

Up to $100/year (two $50 credits) for prepaid hotel stays booked through United Hotels.

JSX Flight Credit

~$100/yr

Up to $100/year in statement credits on JSX semi-private flights.

United Travel Credit

~$100/yr

$100 United travel credit after spending $10,000 on the card in a calendar year.

Rideshare Credit

~$60/yr

Up to $5/month in statement credits for rideshare purchases ($60/year). Enrollment and yearly opt-in required.

Enrollment required: Enroll (and re-opt-in each year) through your Chase account, then pay for rideshare with your United Explorer card.

Avis/Budget Credit

~$50/yr

Up to $50/year (two $25 credits) for car rentals booked through cars.united.com.

Global Entry/TSA PreCheck/NEXUS

~$30/yr

Up to $120 credit for Global Entry, TSA PreCheck, or NEXUS every 4 years.

United Club Passes

2 United Club one-time passes each year, plus priority boarding and 25% back on inflight purchases.

Free First Checked Bag

First standard checked bag free for you and one companion on United flights purchased with the card (up to $50 each way per person).

Stop tracking 6 reset dates in your head

Stacked Cards matches your transactions to every United Explorer benefit and alerts you before anything expires.

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Benefit values and terms are set by Chase and can change at any time; verify details with the issuer before making decisions. Stacked Cards is not affiliated with Chase.